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The Bank of LaFayette
P.O. Box 1149, LaFayette, GA 30728-1149
Phone: 706-638-2520 Bookkeeping: 706-638-2710 Fax: 706-638-5409

Individual Retirement Accounts

 

The New and Improved IRA's - What America is Saving For

Individual Retirement Accounts mean much more than retirement savings. They mean unprecedented tax-free options, more flexibility in making withdrawals, and more freedom to deduct your contributions. The end result is faster, easier, and smarter saving.

IRA's Provide:
- Tax-free options
- Penalty-free withdrawals for educational expenses
- Faster retirement earnings
- More flexibility to deduct contributions

Contact us for more information about Individual Retirement Accounts.

 

How the New IRA's Compare with Other Savings Accounts

Account type Tax-deferred earnings Earnings withdrawn tax free Tax-deductible contributions
Roth IRA Yes Yes* No
CESA IRA Yes Yes* No
Deductible IRA Yes No Yes
Nondeductible IRA Yes No No
Savings account No No No
Insurance annuity Yes No No

* For qualified withdrawals

More IRA Information

>General questions and answers

>Roth IRA

>CESA IRA (Coverdell Education Savings Account)

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