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The Bank of LaFayette
P.O. Box 1149, LaFayette, GA 30728-1149
Phone: 706-638-2520 Bookkeeping: 706-638-2710 Fax: 706-638-5409

Savings Accounts


Let Us Put Your Money to Work for You!

The Bank of LaFayette has a number of different ways to help you meet you future financial needs. Whether it's simply saving for a 'rainy day' or if your savings needs are more long-term, we can help!

Listed below are several different types of savings accounts that we offer.

Please contact us for more information on our Savings Accounts.

 

 

 

 

 

Statement Savings

Statement Savings is a regular savings account. Interest is paid quarterly and statements are mailed quarterly. There is no minimum deposit required to open this type of account.

MMDA Personal

A Money Market Demad Account (MMDA) is a high yield account with limited transaction features. An initial deposit minimum of $2,500 is required for all Money Market Demand Accounts. Interest is compounded daily and paid monthly when statements are prepared.

MMDA Commercial

A Money Market Demad Account (MMDA) is a high yield account with limited transaction features. An initial deposit minimum of $2,500 is required for all Money Market Demand Accounts. Interest is compounded daily and paid monthly when statements are prepared.

Certificates of Deposit

Certificates of Deposit are are available in terms ranging from seven days to six months with amounts of $2,500 or more. CDs on terms of one, two, three, or four years are available for amounts of $1,000 and over. Interest may be compounded or paid monthly, quarterly, or semi-annually depending on the type. Please come by the main office or contact us for current CD rates.

Individual Retirement Accounts

Individual Retirement Accounts are personal tax-sheltered retirement plans that provide employees the opportunity to establish a tax deferred retirement plan. For more information, please visit our IRA page.

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